Three questions, three formulas
Nearly every percentage problem is one of three questions. The calculator handles all three; here is what each one is doing.
| Question | Formula | Example |
|---|---|---|
| What is X% of Y? | (X ÷ 100) × Y | 15% of 240 = 36 |
| X is what % of Y? | (X ÷ Y) × 100 | 452 of 600 = 75.33% |
| % change from old to new? | (new − old) ÷ old × 100 | 80 → 92 = +15% |
The one thing all three share: the base matters. A percentage is always a fraction of something, and identifying that something correctly is the entire game.
Mode 1: X% of Y, tips, tax, commissions
The workhorse. 18% GST on ₹2,500 is 0.18 × 2,500 = ₹450. The mental-math shortcut is to anchor on 10% (move the decimal: 250) and scale from there: 18% is 10% + 5% + 3% ≈ 250 + 125 + 75 = 450. Exact when you need it, estimable when you don't.
Mode 2: X is what % of Y, scores and shares
Part ÷ whole × 100. A student scoring 452 out of 600 has (452 ÷ 600) × 100 = 75.33%. The common slip is dividing the wrong way, the number after "of" goes on the bottom. If your answer exceeds 100% and the part shouldn't exceed the whole, you have them inverted.
Mode 3: percentage change, the one with the trap
Change is always measured against the old value: (new − old) ÷ old × 100. This base-dependence produces the classic trap: start at 100, gain 10% (→ 110), lose 10% (→ 99). You do not return to 100, because the −10% acted on a bigger base than the +10% did. Multiplicatively: 1.10 × 0.90 = 0.99, a guaranteed 1% loss from any symmetric up-down pair. Scaled up, a 30% fall requires a 42.9% rise to break even, and a 50% fall requires a 100% rise. Sequential percentages multiply; intuition adds. Trust the multiplication.
Percentage points vs percent, the news-headline distinction
When a rate itself changes, there are two honest ways to describe it. An interest rate going from 4% to 6% has risen by 2 percentage points, and by 50 percent, since 2 is half of 4. Both are correct; they answer different questions. The blur between them is a favourite tool of headlines and marketing: "risk increases 50%!" may describe a probability moving from 4% to 6%. Whenever a change in a rate is quoted, ask: points, or percent of the rate? The answer often deflates the drama.
Where these formulas show up next
Percentages are the building block behind half the calculators on this site. Discounts are mode 1 with a subtraction, and stacked "extra % off" offers multiply rather than add, which the discount calculator handles correctly. GST adds a twist in reverse: extracting tax from an inclusive price divides by 1.18 rather than subtracting 18%, as the GST calculator shows. And for students, "what do I need on the final?" is a weighted rearrangement of mode 2, solved directly by the final grade calculator.